[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tarafuki.cz\/ne-na-vsechno-mame-hned\/#Article","mainEntityOfPage":"https:\/\/www.tarafuki.cz\/ne-na-vsechno-mame-hned\/","headline":"Ne na v\u0161echno m\u00e1me hned","name":"Ne na v\u0161echno m\u00e1me hned","description":"Pokud si my lid\u00e9 kupujeme n\u011bco za p\u00e1r korun, obvykle s t\u00edm \u017e\u00e1dn\u00fd z\u00e1sadn\u00ed probl\u00e9m nem\u00e1me. Snad jedin\u011b tehdy, kdy\u017e jsme je\u0161t\u011b mal\u00fdmi d\u011btmi s mal\u00fdm kapesn\u00fdm, by to mohl…","datePublished":"2022-07-08","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.tarafuki.cz\/author\/#Person","name":"tarafuki.cz\n","url":"https:\/\/www.tarafuki.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tarafuki.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tarafuki.cz\/wp-content\/uploads\/dony%20pen%C3%ADze_1.jpg","url":"https:\/\/www.tarafuki.cz\/wp-content\/uploads\/dony%20pen%C3%ADze_1.jpg","height":0,"width":0},"url":"https:\/\/www.tarafuki.cz\/ne-na-vsechno-mame-hned\/","about":["Ekonomika"],"wordCount":462,"articleBody":"   Pokud si my lid\u00e9 kupujeme n\u011bco za p\u00e1r korun, obvykle s t\u00edm \u017e\u00e1dn\u00fd z\u00e1sadn\u00ed probl\u00e9m nem\u00e1me. Snad jedin\u011b tehdy, kdy\u017e jsme je\u0161t\u011b mal\u00fdmi d\u011btmi s mal\u00fdm kapesn\u00fdm, by to mohl b\u00fdt probl\u00e9m, jinak t\u011bch p\u00e1r drobn\u00fdch obvykle n\u011bkde snadno se\u017eeneme. Jen\u017ee v \u017eivot\u011b lidsk\u00e9m se neplat\u00ed v\u017edy jenom takov\u00fd pakatel. \u010casto s na\u0161imi \u017eivoty souvisej\u00ed i daleko vy\u0161\u0161\u00ed v\u00fddaje. A na ty u\u017e se pen\u00edze ani zdaleka tak snadno nesh\u00e1n\u011bj\u00ed.Kdy\u017e m\u00e1 \u010dlov\u011bk zaplatit za n\u011bco dra\u017e\u0161\u00edho, kdy\u017e m\u00e1 nar\u00e1z utratit v\u011bt\u0161\u00ed sumu pen\u011bz, obvykle na to nem\u00edv\u00e1 dost. A logika vel\u00ed, \u017ee by si na to prost\u011b m\u011bl na\u0161et\u0159it. Kdo \u0161et\u0159\u00ed, m\u00e1 za t\u0159i, a n\u011bkdo takov\u00fd tedy z\u0159ejm\u011b jednoho dne i na n\u011bco drah\u00e9ho pen\u00edze m\u00edt bude.Jen\u017ee d\u00e1 se v\u017edycky \u010dekat a\u017e na dobu, kdy si pot\u0159ebn\u00e9 pen\u00edze na\u0161et\u0159\u00edme? M\u016f\u017eeme si v\u017edycky \u0159\u00edkat, \u017ee zkr\u00e1tka s t\u00edm \u010di on\u00edm po\u010dk\u00e1me, \u017ee si to po\u0159\u00edd\u00edme t\u0159eba za m\u011bs\u00edc, za rok, za deset nebo i v\u00edce let? Samoz\u0159ejm\u011b, \u017ee ne. To \u010dasto nep\u0159ich\u00e1z\u00ed v \u00favahu. Jen\u017ee co s t\u00edm, kdy\u017e si n\u011bco pot\u0159ebujeme po\u0159\u00eddit hned, ale pen\u00edze na to budeme m\u00edt a\u017e n\u011bkdy v budoucnu? V\u017edy\u0165 n\u00e1m to obvykle nikdo ned\u00e1 jenom tak na dluh! Na dluh si skute\u010dn\u011b drah\u00e9 z\u00e1le\u017eitosti \u010dasto nepo\u0159\u00edd\u00edme. Ale p\u0159esto nemus\u00edme rezignovat, kdy\u017e nem\u00e1me pr\u00e1v\u011b dost pen\u011bz. M\u016f\u017eeme si p\u0159ece pot\u0159ebnou \u010d\u00e1stku i vyp\u016fj\u010dit. Samoz\u0159ejm\u011b pokud m\u00e1me od koho.A od koho \u017ee si lze p\u016fj\u010dit? Od banky? Samoz\u0159ejm\u011b je i to teoreticky mo\u017en\u00e9, proto\u017ee i banky pen\u00edze p\u016fj\u010duj\u00ed, jen\u017ee obracet se na n\u011b m\u00e1 smysl jedin\u011b v p\u0159\u00edpad\u011b, \u017ee m\u00e1 \u010dlov\u011bk dost velk\u00e9 a jist\u00e9 p\u0159\u00edjmy a \u010dist\u00e9 registry dlu\u017en\u00edk\u016f. Jinak je to jenom ztr\u00e1ta \u010dasu.A kde by se daly sehnat ony velk\u00e9 pen\u00edze v p\u0159\u00edpad\u011b nedokonal\u00fdch z\u00e1jemc\u016f? Pro ty je tu \u010dasto jedin\u011b hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, u kter\u00e9 usp\u011bj\u00ed i tehdy, kdy\u017e nemohou nebankovn\u00ed spole\u010dnosti mnoho nab\u00eddnout. Proto\u017ee tady sta\u010d\u00ed i jenom z\u00e1ruka spl\u00e1cen\u00ed v podob\u011b z\u00e1stavy nemovitosti, a hned tu m\u00e1 d\u016fv\u011bru i ten, kdo by byl jinak jako dlu\u017en\u00edk zcela ned\u016fv\u011bryhodn\u00fd.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne na v\u0161echno m\u00e1me hned","item":"https:\/\/www.tarafuki.cz\/ne-na-vsechno-mame-hned\/#breadcrumbitem"}]}]