[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tarafuki.cz\/vyreste-to-po-americku\/#Article","mainEntityOfPage":"https:\/\/www.tarafuki.cz\/vyreste-to-po-americku\/","headline":"Vy\u0159e\u0161te to \u201epo americku\u201c","name":"Vy\u0159e\u0161te to \u201epo americku\u201c","description":"Kdy\u017e \u010dlov\u011bk pot\u0159ebuje pen\u00edze, ov\u0161em tyto nevlastn\u00ed a ani netu\u0161\u00ed, na koho by se je\u0161t\u011b mohl se svou \u017e\u00e1dost\u00ed \u010di p\u0159\u00edmo zoufalou prosbou o pomoc obr\u00e1tit, d\u0159\u00edve \u010di pozd\u011bji naraz\u00ed…","datePublished":"2019-02-19","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.tarafuki.cz\/author\/#Person","name":"tarafuki.cz\n","url":"https:\/\/www.tarafuki.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tarafuki.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tarafuki.cz\/wp-content\/uploads\/img_a338078_w2390_t1550909776.jpg","url":"https:\/\/www.tarafuki.cz\/wp-content\/uploads\/img_a338078_w2390_t1550909776.jpg","height":0,"width":0},"url":"https:\/\/www.tarafuki.cz\/vyreste-to-po-americku\/","about":["Ekonomika"],"wordCount":574,"articleBody":"Kdy\u017e \u010dlov\u011bk pot\u0159ebuje pen\u00edze, ov\u0161em tyto nevlastn\u00ed a ani netu\u0161\u00ed, na koho by se je\u0161t\u011b mohl se svou \u017e\u00e1dost\u00ed \u010di p\u0159\u00edmo zoufalou prosbou o pomoc obr\u00e1tit, d\u0159\u00edve \u010di pozd\u011bji naraz\u00ed i na nab\u00eddku jm\u00e9nem .
 
 O tom, zda na ni naraz\u00ed d\u0159\u00edve nebo pozd\u011bji, rozhoduje p\u0159edev\u0161\u00edm to, v nakolik slo\u017eit\u00e9 situaci pr\u00e1v\u011b je, nakolik (ne)rezignoval a nakolik se nejprve marn\u011b pokou\u0161el z\u00edskat n\u011bjakou p\u016fj\u010dku t\u00edm nejtradi\u010dn\u011bj\u0161\u00edm zp\u016fsobem, tedy obr\u00e1cen\u00edm se na banku. Co\u017e v\u0161e doty\u010dn\u00e9ho m\u016f\u017ee zdr\u017eet, a to nejednou i zcela zbyte\u010dn\u011b.
 
 1) Proto\u017ee rezignace neb\u00fdv\u00e1 nejednou t\u00edm nejlep\u0161\u00edm \u0159e\u0161en\u00edm. Jist\u011b, \u010dlov\u011bk d\u00edky n\u00ed ned\u011bl\u00e1 dluhy, jen\u017ee sou\u010dasn\u011b str\u00e1d\u00e1 a str\u00e1d\u00e1. Dokud jednoho dne nezjist\u00ed, \u017ee to tak d\u00e1l u\u017e v\u00e1\u017en\u011b nejde a \u017ee si stejn\u011b bude muset j\u00edt p\u016fj\u010dit.
 
 2) Pokusy o bankovn\u00ed p\u016fj\u010dku jsou pak rovn\u011b\u017e nejednou u\u010din\u011bnou ztr\u00e1tou \u010dasu. Proto\u017ee banky jsou opatrn\u00e9 a\u017e p\u0159esp\u0159\u00edli\u0161 a skoro by se dalo \u0159\u00edci, \u017ee p\u016fj\u010duj\u00ed pen\u00edze jenom t\u011bm, kdo maj\u00ed pen\u011bz dost. Zn\u00ed to paradoxn\u011b, ale je to tak. A proto\u017ee n\u00e1\u0161 hrdina pen\u011bzi pr\u00e1v\u011b neopl\u00fdv\u00e1, je nasnad\u011b, \u017ee jej sice do nejedn\u00e9 banky pust\u00ed, ov\u0161em po dlouh\u00e9m a slo\u017eit\u00e9m pap\u00edrov\u00e1n\u00ed se s n\u00edm nakonec stejn\u011b rozejdou, ani\u017e by mu vyhov\u011bli.
 
 3) A pr\u00e1v\u011b pak vesm\u011bs p\u0159ich\u00e1z\u00ed na \u0159adu pokus o z\u00edsk\u00e1n\u00ed p\u016fj\u010dek od nebankovn\u00edch finan\u010dn\u00edch instituc\u00ed. Je\u017e si v minulosti nevydobyly pr\u00e1v\u011b nejlep\u0161\u00ed pov\u011bst, a tato p\u0159e\u017e\u00edv\u00e1, jakkoliv u\u017e d\u00e1vno nejsou t\u00edm zlem, j\u00edm\u017e kdysi v n\u011bkter\u00fdch p\u0159\u00edpadech byly.
 
 A tady takov\u00fd pen\u00edze pot\u0159ebuj\u00edc\u00ed \u010dlov\u011bk kone\u010dn\u011b usp\u011bje. Pr\u00e1v\u011b s produktem jm\u00e9nem nebankovn\u00ed americk\u00e1 hypot\u00e9ka.
 
 Ani nem\u016f\u017ee neusp\u011bt; pokud tedy nen\u00ed \u00fapln\u011b na dla\u017eb\u011b a dosud opl\u00fdv\u00e1 alespo\u0148 n\u011bjakou nemovitost\u00ed. J\u00ed\u017e by se za p\u016fj\u010den\u00e9 pen\u00edze zaru\u010dil.
 
 Proto\u017ee krom\u011b ru\u010den\u00ed nemovitost\u00ed tu nen\u00ed a nikdy nebude \u017e\u00e1dn\u00fd z\u00e1drhel, jen\u017e by mohl cel\u00fd proces p\u016fj\u010dky zhatit.
 
 Nikdo tu toti\u017e nezkoum\u00e1 \u017eadatelovu solventnost, nikoho nezaj\u00edm\u00e1 v\u00fd\u0161e jeho p\u0159\u00edjm\u016f ani v\u011bk, nikdo nep\u00e1tr\u00e1 po z\u00e1pisech v registrech dlu\u017en\u00edk\u016f. V\u0161e se naopak vy\u0159izuje t\u00e9m\u011b\u0159 bez pap\u00edrov\u00e1n\u00ed, on-line a maxim\u00e1ln\u011b rychle, do 24 hodin od podpisu smlouvy, a o\u010d je vy\u0159izov\u00e1n\u00ed krat\u0161\u00ed, o to m\u016f\u017ee b\u00fdt spl\u00e1cen\u00ed del\u0161\u00ed; klidn\u011b m\u016f\u017ee trvat a\u017e t\u0159icet let, co\u017e v\u00fdznamn\u011b sni\u017euje spl\u00e1tky, je\u017e je nutno pravideln\u011b hradit. Samoz\u0159ejm\u011b pokud se \u010dlov\u011bk nerozhodne vyu\u017e\u00edt mo\u017enosti a v\u0161e splatit bez sankc\u00ed i p\u0159ed\u010dasn\u011b.
 
 \u010clov\u011bk tu tedy dostane snadno a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastavovan\u00e9 nemovitosti, ji\u017e doty\u010dn\u00e1 nebankovn\u00ed instituce stanov\u00ed sama na z\u00e1klad\u011b zaslan\u00e9 fotografie, s \u00farokem klidn\u011b u\u017e od pouh\u00fdch \u010dty\u0159 procent pro klienty bez z\u00e1znamu v registru dlu\u017en\u00edk\u016f. A takto p\u016fj\u010den\u00e9 pen\u00edze lze n\u00e1sledn\u011b pou\u017e\u00edt na cokoliv.
                                                                                                                                                                                                                                                                                                                                                                                         4.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vy\u0159e\u0161te to \u201epo americku\u201c","item":"https:\/\/www.tarafuki.cz\/vyreste-to-po-americku\/#breadcrumbitem"}]}]